Every day people are browsing the Internet in search of new ways of earning money and not just any regular ways but the ones that are easy to execute. And what if we told you that there’s a trick that can help you in earning money with no extra effort needed?
The trick that I am talking about is saving money! Yes, by using money-saving apps people are a significant sum of money and the other thing that makes these apps so intriguing is that a majority of people are not aware of them.
That’s why we have decided to come up with a list of the best money-saving mobile apps that are available in the app stores.
List of Best Money-Saving Apps
Groceries are something that we need on a daily basis and is counted as a basic necessity for us. So, imagine saving a couple of bucks every time you go out to purchase groceries. For instance, a person buys groceries on an average of five to seven days (i.e. a weekly basis) so with an app like Ibotta, he/she will be able to save a lot in just a few weeks.
This money-saving app can be referred to as the latest means of grocery store coupons where users get to review deals that are active around them or in their surrounding locations. All you need to do is scan the barcodes of products that are eligible for an offer and take a picture of your receipt. Users are eligible to withdraw money at a threshold of $20 via cash back.
The FeeX app follows the motto of reducing hidden fees so that you can retire richer. It is seen that many people often lose a lot of money by not regularly monitoring their brokerage fees. This fee comes by having an investment portfolio and brokers to further manage it.
An excellent example of this money-saving app is Mutual Funds, in which users have to link their investment accounts with FeeX to analyze investment costs.
This app suggests recommendations of low-cost alternatives so that the user can save money and the best part about this app is that it’s free.
3. You Need a Budget
As the name of the app suggests, you need to have a well planned and organized budget in order to save money effectively while performing your daily chores. With the help of this app, the user can create a simple and easily applicable budget interface whose main aim is to inform them about the true value of money.
In You Need A Budget app, users will also learn about prioritizing the various expenses based on their level of importance. Along with this, you can also learn new ways to save more money for retirement and emergencies as well as how to handle unexpected costs like using your credit cards. You can even go ahead and connect this application with your Apple Watch or even with Amazon’s Alexa.
The CheckoutSmart app is one of the most efficient for claiming cashback while shopping. This money-saving app basically provides the users with a daily list of products that have an active cashback offer on them. The different symbols used at CheckoutSmart indicate various major supermarkets to avail that offer.
As a user, you only need to purchase the products that are mentioned in the daily list of the app and click a picture of the receipt once the order is purchased. After submitting the recept photo, the user will get a credit cashback which can be directly transferred to the user’s PayPal or bank account.
If you are someone who finds it hard to manage bills then Mint is your go-to mobile app. With this money-saving app, the user can easily maintain their different bills so that they can avoid being charged extra fees for the delay in bill payments.
You will also get a free credit score by which the user can monitor his/her savings and with a good credit score, the chances of getting a better loan will also increase.
With the Mint app, the user can create a budget that ensures that enough money is saved for other major obligations like emergency funds, retirement etc.
How can you save money in the most basic way? Simple, by knowing your average expenses and then planning out a budget that’s ahead of them. But not everyone is a fan of planning and scheduling, and that’s why there is an app that does the same or you.
Mvelopes app performs all the budget planning for users by including different sub-categories like monthly rent, bills, groceries and much more.
But in case your estimated budget finishes then the user has the option to either transfer the extra amount into the account or wait until next month starts to credit the monthly budget.
7. Clarity Money
The Clarity Money app is another prominent money saving application that a number of people rely upon. The key objective of this app is to separate out the wasteful spending from the wide spending. This can be done by canceling out subscriptions that the user is not actively engaging.
This money-saving app is available on both the Apple App Store and Google Play Store to be downloaded for free of cost. With Clarity Money, users can also track their spending to make sure that they are on the right budget. You will also get certain credit cards recommended matching your lifestyle.
Honey can be referred to as the best of both worlds because it can be used as a mobile app and also a plugin for your web browser. From Chrome to Firefox, there is no hassle in integrating Honey into your devices. With this app, the user doesn’t have to go through the struggle of finding the best deal/offer available.
The deals and discounts will automatically pop up during the checkout time and you will be able to see the savings you made with each other. Another thing that makes this app so irresistible is the huge range of brands that collaborate with it to make customers experience more sweetness.
What Swagbucks offers is different from other money-saving apps, it not only helps you in saving money, but this app also pays you money for performing small tasks i.e. mini-jobs. The user has the option of opting for paid surveys that are provided to users based on their location and other details.
Once the money earned reaches up to a set threshold, the user can transfer the money straight to their PayPal accounts. Other than that, this mobile application also provides free gift cards for huge brands and organizations including Amazon, Walmart and many more. Swagbucks is one of the longest-running money saving app and that’s why it is also the most reliable name on the list.
Basically, this app helps the user in thinking more intelligently and responsibly about their credit cards and money, in general. With Wallaby, users can find answers to questions like which credit card to get, how to effectively use those credit cards, and what to do to maximize your credit card rewards.
Other than that, this money-saving app also helps you track down the credit limit that you have already utilized.
With these money-saving apps, you can save hundreds of dollars by being consistent and patient. As many of these apps offer incremental deals as well, the chances of increasing your savings amount also escalate. So don’t forget to try out these amazing top money-saving apps to earn some cash through different modes.
We at MobileAppDaily specialize in doing research and curating articles that feature the best mobile apps in specific genres. Here are a few examples of our such articles: Best Productivity Apps, Best Travel Apps, Best Free Android Apps and many more.
Let us know in the ‘Comment’ section down below which money saving app will you be trying out next?
Tanya Singh currently works as a Content Strategist for MobileAppDaily who is known to have an undying appetite for good content especially when it comes to trending technologies like Artificial Intelligence, Blockchain, and IoT. In her free time, you will find her binge-reading through the latest gadget and app reviews.
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